How Good Is Your Plan
I have bad news. You could miss your target by a mile, even if you invest exactly as the retirement planner says. I also have good news. A new calculator on the Web offers better estimates than you’ve probably had before. There are no guarantees. But you should at least test this service–called Financial Engines (www.financialengines.com)–against any savings target you’re using now. You might find that you’re running a greater risk with your future than you thought....